About this service
Is HO6Quote an insurer?
No. It is a request service. Licensed agents and insurers provide coverage.
Is it free?
Yes. There is no cost or obligation.
Can co-op owners use HO-6?
Many insurers write co-op apartments on the unit owners form. Ask about board requirements.
Who will contact me?
A licensed agent or partner who writes unit owners coverage may contact you as you agreed.
How do I stop contact?
Reply STOP, ask a caller to stop, or use the privacy page form.
Coverage questions
Do I need HO-6 if the building has insurance?
Usually yes. The master policy rarely covers your belongings or personal liability, and often not your interior.
Where do I find the master policy?
Ask the board or management company for the certificate and summary of coverage.
Does the co-op's building policy cover my renovations?
Often not. Check the proprietary lease and building policy, and insure improvements on your own policy.
Is loss assessment included automatically?
Many HO-6 policies include a small amount and let you buy more.
Should my tenant have insurance?
Many owners require tenants to carry renters insurance with liability coverage.